Friday, January 30, 2009

superbowl madness

Ok.. here's the guest list for the party so far, as I told people I needed an answer by today :)

Chell +2 kiddies
Kayleigh +1 kiddy
Sam +1
Kelli +1
Steve
Ryan
Drew
Barno
Mike & Milyssa
Rachel (?)
Joe + kiddy
Kerrie & Jim

Then of course, me, hubby & kiddy..lol. Should be a good time! Here's to good times and great friends!! I could care less who wins.. hahaha!

Wednesday, January 28, 2009

bitch rant

I try not to bitch that much, but some things just irritate me, because it's not how I was raised, and to me there are certain codes of conduct people really need to abide by.

Ok, so I've planned to have a Superbowl Party at my house this Sunday.. great right? Well, sure, for those that have responded.. THANK YOU!!!! I seriously would rather have a yes or no. I wish "maybe" wasn't even an option. I understand those that have their annual rituals for Superbowl Sunday, and that's cool. I'm all for family time, and all that. No problem.

I guess I'm talking more towards the male friends of mine. The "I gotta see what's going on" guys. Ya know what that tells me? Tells me that you'll show up if nothing better comes along, and frankly, if that's the case, I don't want you there. I actually had one of the guys tell me that my TV wasn't big enough. Are you fucking serious? So you're gonna pass up free food, and a great time with friends because my TV isn't big enough for the game? You need help.

For me, when you are invited to someone's home for whatever reason, respond. Yes, no, and do it in a timely manner, knowing that they have to plan for enough seating, food, etc. I know there will be some kids there, and that's great. I want to plan some things for the kids to do, and frankly, I could give two shits about the teams playing, but it's about socializing with friends in a home/family environment. If all I'm gonna do is see you at the bar, I don't consider you a friend, but an aquaintance that I know, so if I invite you to my HOME it says that I consider you more than that.

I dunno. Maybe I'm just blowing steam, but seriously it just erks me that people have no common courtesy anymore. Back home, if someone didn't respond to a party given, they just were never invited again.

Thursday, January 22, 2009

take it and shove it

The hubby had a shit job for the last year, and finally got a better job this past December, and we've finally been able to catch up the mortgage payments. They tried sending him an amended loan agreement, which I looked through. I love how the cover letter said that it would lower our monthly payments, and get us back on track, blah blah blah, take advantage of it.

Whatever!!!!

I read through this "amended" agreement, and basically it states they would extend us to a friggin 40 yr mortgage at 5%, yet in reading through it, if he signed that and we were late just ONE time, they would charge "an interest rate at their discression"!! HELL NO THANK YOU!

Isn't that why half of Americans are losing their homes? Because their $600 mortgage payments ballooned to $1200?? Seriously people. That's how non-educated America gets screwed. No offense against Ryan, but if it were just him, he would have just seen the lower payments, and a chance to make things right again and signed. Sounds like a good deal right? WRONG! We'd end up paying MORE interest, more fees for a longer period of time. How does that help out anyone?

I spoke to the loan department and made them aware that I just sent in December's payment, and January's will be made next week, and then February's will be made on the 6th. We'll be caught all up, and basically told them where to shove their "amended loan agreement".

If will be nice to catch that up, the credit cards up, and the phone will stop ringing ... YAY! It was a rough winter, rough holiday, and things are finally starting to look up. It's gonna be a good year!! :)

Thursday, January 15, 2009

tease

had to make a lil tease blog.. give ya something to think that i updated or something. the more I think about it, the more it makes sense to maybe write here, as like Chell said.. livejournal hardly anyone comments unless you jump up and down and are like.. hey.. over here!! i blogged!!!

anywho.. we shall see what the days and weeks bring. i'm focusing on headin to Chicago anyway to see my niece and my new nephew!! yay!!